BayernLB achieved steadfast results in the current stress test conducted by the European Banking Authority (EBA). BayernLB thereby meets the capital requirements in the stress scenario.
In the base scenario, the capital ratio (CET 1) is 16.1 percent in 2025. In the more severe crisis scenario, BayernLB's CET 1 ratio is 9.5 percent and the leverage ratio is 3.1 percent. The stress scenario simulates an economic and asset price-based shock due to heightened geopolitical tensions in combination with the resurgence of the Covid pandemic.