In financial year 2021 BayernLB posted a profit before taxes of EUR 816 million. Net interest and net commission income rose year on year to around EUR 2.2 billion in total.
Solid capital base
At the end of financial year 2021, the CET1 ratio was 17.3 percent.
Very good risk profile
BayernLB’s NPL ratio (non-performing loans) amounted to 0.6 percent as at 31 December 2021.
Focus on sustainability
The BayernLB Group continues to hold the Prime rating from ISS-ESG as at 31 December 2021. BayernLB is therefore still one of the most sustainable banks in the world.
Proven ESG expertise
In 2021 BayernLB successfully issued its first sustainable benchmark bond of EUR 500 million. DKB and BayernLabo have also successfully placed ESG emissions on the market.
Attractive investment options
The Bank’s subsidiary BayernInvest, which specialises in ESG investments, achieved another milestone in 2021 - increasing its gross managed funds volume to over EUR 100 million.
Germany's second-largest online bank
Our online banking subsidiary DKB enjoys the trust of more than five million customers. (As at: year-end 2021)
Real estate business growing
BayernLB is pushing its real estate business - and in 2021 it increased its lending volume by EUR 2 billion to EUR 26 billion.
Strong partner to the economy
BayernLB’s net interest and net commission income in its Corporates business totalled EUR 394 million in 2021, despite the tough market environment as a result of Covid-19.
Strong on the capital market
BayernLB takes a lead role in supporting issues in the Corporates segment with a total volume of EUR 8.3 billion in the form of corporate bonds and EUR 3.6 billion in the form of Schuldschein note loans.
Successful precious metals trading
In 2021 BayernLB’s precious metals trading sold a record-breaking just over 76 tonnes of gold.
We are in the top 5% of employers rated on Kununu.